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Legal advice


GAR INVESTMENT ADVISORS EAFI, S.L., is a Spanish company with domicile in C/Balmes, 195, 7º 1 ª 08006 – Barcelona and e-mail info@gariaeafi.com, and provided with NIF B66062530, that figure inscribed in the Registro Mercantil of Barcelona, with date 11/07/2013, in the volume 43844,  foliate 213, leaf 440044 and in the Record of Companies of Financial Advice of the CNMV with the number 123.

All products and services provided by GAR INVESTMENT ADVISORS EAFI are under current legislation. GAR INVESTMENT ADVISORS EAFI is supervised by the Comisión Nacional del Mercado de Valores.


GAR INVESTMENT ADVISORS EAFI, S.L. informs you that through access to this www.gariaeafi.com direction (hereinafter, the “Web”), you will be considered a user and it is understood that you accept these Terms and Conditions.  Access to some of the pages of this site may be limited by legal issues or have imposed any competent authority.

Therefore, if you don’t agree with the conditions detailed in this Legal Notice, please do not use the “Web” specified above and / or its subdomains as any use you make of it or the information in the included, implies acceptance of the legal terms contained in this text.


GAR Investment Advisors EAFI has obtained the information and the materials included in the Web of sources considered like trustworthy. GAR Investment Advisors EAFI does not guarantee that it is exact, completes, or it is updated and, consistently, you must not entrust in it as if out. GAR Investment Advisors EAFI declines expressly any responsibility for mistake or omission in the information contained in the pages of this Web.

GAR Investment Advisors EAFI saves himself the right to modify, to suspend, to cancel or restrict the content of the Web, the links or the information obtained across her, without need of previous notice.

In any case, GAR Investment Advisors EAFI, and / or his administrators, employees and authorized personnel will be responsible for any type of prejudice, losses, claims or expenses of no type, so much if they proceed as if not of the use of the Web, of the information acquired or acceded for or across this one, of virus IT, of operative failures or of interruptions in the service or transmission, or failures in the line. The use of the Web, both for direct connection and for link or another way, constitutes a notice any user of whom these possibilities can happen.

You are allowed to download and print copies of the information contained in these pages for strictly private, noncommercial use, provided no notice relating to copyright is not modified, the trademarks and other aspects of rightful ownership. It is expressly forbidden to copy, distribute or disclose the information in this communication.

Is prohibited to transmit or to send across the Web any illegal or illicit IT content, virus, or messages that, in general, affect or infringe the rights of GAR Investment Advisors EAFI or third parties.

GAR EAFI Investment Advisors is not responsible for the webs that do not own that can be accessed via links ( “links”) or any content provided by third parties. Any use of a link or access to an external website is done by will and exclusive risk. GAR Investment Advisors EAFI not recommend or guarantee any information obtained by or through a link, nor responsible for any loss, claim or damage arising from the use or misuse of a link, or information obtained through it, including other links or websites, interruption in service or access, or attempt to use or misuse a link, either when accessing the website or when accessing information from other sites from the web.


This Website provides no type of investment recommendation or legal, tax or otherwise, and nothing included in it should be taken as the basis for any investment or decision. Also, the information contained in this Website is published for general use and does not account specific investment objectives, financial situation or particular needs of any person. Before deciding on any investment, you should obtain appropriate and specific professional advice. The value of investments may rise or fall, a circumstance which the investor should assume even at the risk of not recovering the amount invested, in part or in full. Similarly, past performance does not constitute a promise or guarantee of future performance.

The contents of this web have information purposes only and under no circumstances be used or considered as an offer to sell or solicitation of an offer to purchase nor recommendation for any other transaction, except as expressly stated. Any decision to purchase by the recipient, should be adopted taking into account existing public information on the financial instrument, and if necessary, according to the content of the prospectus registered with the CNMV.


This site is owned by GAR Investment Advisors EAFI. The Intellectual Property rights and rights of exploitation and reproduction of this website, its pages, screens, the information they contain, their appearance and design, and the links ( “hyperlinks”) established from it to other web pages any company belonging to the GAR Investment Advisors EAFI are the exclusive property of the latter, unless otherwise specified. All denominations, designs and / or logos that make up this page are duly registered trademarks. Any misuse of the same by persons other than their legitimate owner may be prosecuted in accordance with current legislation. Intellectual property rights and brands of third parties are conveniently highlighted and must be respected by anyone who accesses the Web. Only for personal and private use you are allowed to download the contents, copy or print any page of this Web. reproduce, transmit, modify or delete the information, content or warnings from this web without the prior written authorization EAFI GAR Investment Advisors is prohibited.


The confidentiality, the professional secret and the safety are basic values for GAR Investment Advisors EAFI, we assume the commitment not to obtain unnecessary information about the User. Likewise, we promise to treat with extreme diligence the personal information that the User could facilitate in our web.

About conformity with the Organic Law 15/1999 of Protection of Information of Personal Character (LOPD), and Royal decree 1720/2007 of development of the LOPD, we inform that the utilization of certain services in our web page needs that the user facilitates certain personal information to us across diverse forms and the e-mail, and that these will be an object of treatment and incorporated into GAR’s files Investment Advisors EAFI, holder and person in charge of the same one. The above-mentioned sending of the personal information constitutes the express assent to the treatment of the same ones, though of revocable character and without retroactive effects.

Likewise we inform that to safeguard the safety of your personal information we will apply the technical and organizational measures of safety demanded in the Royal decree 1720/2007 that regulates the regulation of safety measures of the files that contain information of personal character.

Use of your personal data

The information that we request is suitable, pertinent and strictly necessary for the purpose for which they retire, and only the users are forced to facilitate it to us when the data processing is necessary to expire with the legitimate purposes of the entity. Likewise, it certifies that all the information that you facilitates to us is true, veracious and pertinent for the purpose for which we request it.

Our web page, gathers the users’ personal information by means of the receipt of diverse forms and across the e-mail where you can request us any type of information, explanation or doubt. The sending of that information implies your authorization to incorporating them into our corresponding files, if GAR Investment Advisors EAFI considers it to be suitable, and these will be regulated by the present policies of privacy. Your information will be incorporated into our files of data processing. GAR Investment Advisors EAFI saves himself the right to decide the incorporation or not from your personal information to his files.

Sending of commercial communications

By accepting these terms of use of our website consents to sending its own commercial communications about our content, events, products or services, unless expressly opposes it by checking the appropriate box which will qualify in each shipment we make.

Receipt of Curriculum Vitae

In case you send your Curriculum Vitae, under the Law on Protection of Personal Data, we inform you that your personal data will be incorporated into our files, in order to have your curriculum to carry out selection processes of staff if your professional profile fits to our needs. While not expressly cancel your personal data from our files, we understand that you remain interested in joining them for future selection processes. In order to keep our files of personal data updated, please inform us of any changes or modifications to occur in them.

Laws of access, rectification, cancellation and opposition of your personal data.

At any time you will be able to be opposed to our commercial shipments, as well as to exercise your rights of access, rectification, cancellation and opposition foreseen in the law by writing signed aimed at GAR Investment Advisors EAFI by e-mail to the address info@gariaeafi.com providing a copy of your ID.

Communications of information

GAR Investment Advisors EAFI informs that your data is treated confidential and used exclusively in an internal way and for the indicated purposes. Therefore, we neither yield nor communicate to any third party your information, except in the cases legally foreseen, or that the USER expressly authorizes us.

Update of your data

We think that, if you do not cancel your personal information expressly of our files, you are still interested in remaining incorporated into the same ones until GAR Investment Advisors EAFI considers it to be opportune and as is appropriate to the purpose for which they were obtained.

GAR EAFI Investment Advisors is not responsible for the privacy policy regarding personal information you may provide to third parties via the links available on our website.

GAR Investment Advisors EAFI can modify the present policies of privacy to adapt them to the modifications that one produces in our web, as well as legislative or jurisprudential modifications on personal information that are appearing, for what it is required his reading, whenever it facilitates his information to us across this Web.

For any questions regarding the Policy for Personal Data Protection you can contact us at the above data.

Unauthorized accesses

GAR Investment Advisors EAFI supports the protection levels of his personal information in conformity with the Royal decree 1720/2007, and has established all the technical means at their disposal to prevent the loss, misuse, alteration, unauthorized access and theft of data you provide to the Company, without prejudice to the Internet security measures are not impregnable.


The Company reserves the right to modify this Privacy Policy to adapt to new legislation, case law or interpretation of the Data Protection Agency.


These general conditions are governed by Spanish law, in case of dispute or conflict of interpretation of the terms in this Legal Notice and any matter relating to the products or services of this “Web”.